Accidents happen, every single day. Accident insurance covers injuries on-the-job or- off -the job, on the sports field or off the field, while on vacation, or at home.
This type of insurance pays money directly to you to help with the costs associated with the accident: deductibles, co-pays, ER costs, x-rays, crutches, and follow up treatment.
An accident can become an unexpected financial hardship. Be prepared! For a minimal investment, your employees can have peace of mind. Accident insurance is available for your employees and their dependents and can be either employer paid or employee paid.
Accident insurance is a great way to help cover the exposure of having a higher deductible health insurance plan.